Insurance Bad Faith

How a San Diego Injury Attorney Can Deal with the Insurance Company

Insurance bad faith is a term used to describe a situation where an insurance provider intentionally violates its obligation to fairly deal with a policyholder, claimant or beneficiary. In any insurance contract, there is an implied agreement that the insurance provider will deal with the persons they insure in "good faith." If the insurance company violates this agreement, the affected party or parties may be able to file suit in civil court. A person who has been the victim of insurance bad faith may be able to seek financial compensation for the original value of their claim, plus damages.

Insurance claims are frequently associated with personal injury cases. Most personal injuries, such as those caused by car accidents, dog bites and slip and fall accidents, are covered by the at-fault party's insurance, whether it is auto insurance, homeowners' insurance or another type of policy. At our San Diego personal injury law firm, we recognize the important role that an attorney will play in dealing with the insurance company and ensuring that a client is not the victim of bad faith practices by the insurer. If a client is victimized by insurance bad faith, we can take immediate action against the provider to seek the full and fair value of our client's claim.

What constitutes bad faith practices?

Although every case may be different, there is a general description of what act or acts may be considered insurance bad faith. An insurance provider that intentionally tries to find ways to avoid paying a valid insurance claim, delay payment or retroactively cancel a valid insurance policy may be acting in bad faith. The same may apply if an insurer offers a settlement amount that is insufficient; that simply does not cover the extent of injury or loss that the victim has suffered.

Insurance providers have the right to investigate claims to ensure their validity, and it is therefore highly recommended that you work with a San Diego personal injury attorney if you are currently dealing with an insurance claim and believe that the claims adjuster is not dealing with you in a fair manner. By reviewing the circumstances surrounding your particular claim and your injuries, a lawyer can determine whether insurance bad faith is occurring and how to take legal action on your behalf.

Free Consultation: San Diego Personal Injury Lawyer

For more than 20 years, Attorney Mark Bush has been fighting for the rights of the injured in San Diego and throughout Southern California. He is committed to standing up for the injured against deceptive and outright illegal practices by insurance providers, no matter how large these corporations may be.

Contact San Diego injury lawyer Mark Bush today to discuss a potential insurance bad faith claim.